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Mortgages

Mortgage Application Tips

January 28, 2019 in Buying A Home, Mortgages

Part 2 of our “First Time Home Buyers” Series Determine how much home you can afford Before you start looking for your dream home, you need to know what’s actually within your price range. Use this home affordability calculator to determine how much you can safely afford to spend. Check your credit and pause any…

Mortgage Down Payment Tips

January 25, 2019 in Buying A Home, Mortgages

Part 1 of our “First Time Home Buyers” Series Start saving for a down payment early It’s common to put 20% down, but many lenders now permit much less, and first-time home buyer programs allow as little as 3% down. But putting down less than 20% may mean higher costs and paying for private mortgage…